💵 Is Brentwood, TN Expensive? Breaking Down the Real Cost of Living with Nashville’s Nik

Is Brentwood, Tennessee expensive?
Yes — but it’s also one of the most desirable and stable real estate markets in Middle Tennessee. The average home price in Brentwood sits around $1.3 million, about double the Nashville metro average, but the higher cost reflects the city’s exceptional schools, safety, and quality of life.

If you’re moving to Brentwood, Tennessee, here’s what you need to know about what “expensive” really means — and what you get for it.

Understanding the Real Cost of Living in Brentwood

Brentwood is part of Williamson County, one of the wealthiest counties in the southeastern U.S. The overall cost of living is roughly 45–50% higher than the national average, driven primarily by housing.

But that premium comes with consistent home appreciation, top-ranked schools, and lifestyle perks you won’t find in many other suburbs.

🏠 Housing Costs in Brentwood

Housing is by far the largest factor in Brentwood’s cost of living.

• Median Home Price (2025): ~$1.3M (Zillow & Redfin)

• Median Price per Sq. Ft.: ~$315

• Average Rent for 3-Bedroom Home: ~$4,200/month

Luxury homes can exceed $2–3 million in neighborhoods like Annandale, Governor’s Club, and Taramore, while older or smaller homes in Brenthaven or Southern Woods may list closer to $800K–$950K.

Even though prices are high, Brentwood’s resale strength and low property turnover make it one of the most stable investments in Tennessee.

💡 Utilities & Services

Brentwood utilities are average for the region, but large homes or acreage lots can push costs higher.

🏫 Property Taxes

Williamson County’s property tax rate is competitive despite high home values.

• Rate (2025): ~$1.75 per $100 of assessed value

• The average annual property tax bill on a $1.2M home is around $9,000–$11,000.

Unlike many high-end suburbs, Brentwood doesn’t add extra city income or school taxes — funding primarily comes from property assessments.

🏥 Healthcare, Insurance & Essentials

Healthcare costs in Brentwood align with the national average, but insurance premiums can be slightly higher due to home values.

• Health Insurance: $550–$650/month (family average)

• Homeowners Insurance: $2,000–$3,000/year

• Car Insurance: $1,500–$2,000/year per vehicle

Several major medical centers (Vanderbilt Health, TriStar, and Williamson Medical) are within a 15–20-minute drive.

🛒 Groceries & Daily Expenses

Brentwood grocery costs are about 8–10% higher than national averages, but local residents have premium choices.

• Publix, Kroger, and Fresh Market anchor the city, with Whole Foods and Trader Joe’s nearby in Franklin.

• Dining ranges from local favorites like Mere Bulles and Corky’s BBQ to upscale dining at Etch or Eddie V’s (a short drive north).

🚗 Transportation & Commute

Commuting remains manageable and efficient:

• Average Commute to Nashville: 25 minutes

• Average Gas + Maintenance Cost: ~$250/month per vehicle

While public transportation is limited, Brentwood’s highway and local road network are excellent — one reason professionals choose it despite higher housing costs.

📊 Cost Comparison: Brentwood vs. Nearby Cities

*100 = national average

Brentwood’s costs are the highest — but so is its long-term stability and resale appeal.

🏡 Why Many Still Choose Brentwood

Even with higher costs, Brentwood’s quality of life and community values justify the price for many buyers. You’re not just paying for square footage — you’re paying for safety, excellent schools, strong resale, and peace of mind.

Final Thoughts from Nashville’s Nik

Brentwood, TN may be one of the pricier areas in Middle Tennessee, but every dollar translates to quality — quality education, security, convenience, and community.

If you’re ready to invest in a home that holds value and elevates your lifestyle, let’s find the right one for you.

📲 Call or text: (615) 585-0022
📧 Email: NashvillesNik@gmail.com
🌐 Visit: www.NashvillesNik.com